Terms & Conditions

1. Introduction

Welcome to Loans-Now. These Terms & Conditions govern your use of our website located at loans-now.com and any services provided through the the Website. By accessing or using the Website / Services, you agree to be bound by these Terms. If you do not agree, please do not use our Website or Services.

2. Eligibility

  • You must be at least 18 years old or the minimum legal age in your jurisdiction to form a binding contract.
  • You represent and warrant that you have the legal capacity to enter into a binding agreement.
  • You agree to provide true, accurate, current, and complete information.

3. Services

  • Loans-Now provides information about loans, lenders, and related financial products.
  • We may offer or refer you to third-party lenders or loan providers.
  • All loan terms, interest rates, fees, eligibility, and repayment schedules are determined by the respective lenders and not by us, unless otherwise stated.
  • Use of the Services does not guarantee any loan approval or favorable terms.

4. User responsibilities

  • You must not use the Website for any fraudulent or unlawful purpose.
  • You must comply with all applicable laws, regulations, and lending rules in your jurisdiction.
  • You must provide truthful and accurate information when applying for any loan or requesting a service.
  • You must promptly update any information provided to us if it changes.

5. Intellectual property

  • All content, text, graphics, logos, images, videos, and materials on the the Website are owned or licensed by Loans-Now or its partners.
  • You may not copy, reproduce, republish, upload, post, transmit, or distribute any material from the Website without prior written consent, except as allowed for personal, non-commercial use.
  • Our Website may contain links to third-party websites or lenders. These are provided for your convenience only.
  • We do not endorse or guarantee any third-party’s services, and you use them at your own risk.
  • You should review the terms, privacy policy, and eligibility criteria of those third parties before engaging with them.

7. Disclaimers and limitations of liability

  • The information on the Website is provided “as is” and for general informational purposes only.
  • We do not guarantee the accuracy, completeness, or timeliness of the information.
  • We disclaim all warranties, express or implied, including warranties of merchantability or fitness for a particular purpose.
  • To the fullest extent permitted by law, Loans-Now is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website or Services.

8. Changes and modifications

  • We reserve the right to modify or update these Terms at any time.
  • Changes become effective once posted on the Website, with the “Last updated” date revised.
  • Continued use of the Website after changes constitutes acceptance of the updated Terms.

9. Termination

  • We may suspend or terminate your access to the Website or Services at our sole discretion, without prior notice.
  • Upon termination, your right to use the Services will cease immediately.

10. Governing law and dispute resolution

  • These Terms are governed by the laws of USA.
  • Any dispute arising from or relating to these Terms or the Services will be resolved in the courts in accordance with applicable laws.

11. Contact information

If you have questions or concerns about these Terms, please contact us.

12. Miscellaneous

  • These Terms constitute the entire agreement between you and Loans-Now regarding the Website and Services.
  • If any provision is held invalid or unenforceable, that provision will be modified or severed to the extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

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