Getting denied for a loan can feel discouraging, but it’s far more common than most people realize. With lenders tightening credit standards across 2023–2024, nearly half of Americans who applied for a financial product were rejected in the past 12 months. Traditional lenders are taking fewer risks, approving fewer applications, and raising the bar for […]
Crypto Market Hours Explained: How 24/7 Trading Impacts Crypto-Backed Borrowing
Why Crypto Never Sleeps — And Why Borrowers Should Care One of the biggest differences between the crypto ecosystem and traditional finance is this: the crypto market never closes. While stock exchanges shut down every evening, pause for weekends, and take holidays off, cryptocurrency markets stay active 24 hours a day, seven days a week, […]
CeFi vs. DeFi Lending: Which Platform Type Is Safer for Your Crypto Collateral?
You’ve decided to take out a crypto-backed loan. You’ve embraced the “borrow, don’t sell” strategy to get liquidity without triggering a tax event. Now, you face the most critical decision of all: where do you deposit your hard-earned crypto collateral? The crypto lending world is divided into two distinct universes: CeFi (Centralized Finance) and DeFi […]
How to Get a Crypto Loan: A Step-by-Step Guide to Borrowing with Digital Assets
Getting a personal loan traditionally meant visiting a bank, filling out pages of paperwork, and waiting for approval based on credit history and income. But in 2025, the world of lending has shifted toward decentralized, blockchain-based models that give borrowers faster, fairer access to funds. Crypto-backed loans are at the center of this change. Instead […]
Top Benefits of Obtaining a Crypto-Backed Loan | OmniLender
Discover the key benefits of a crypto-backed loan: predictable payments, potential cost savings vs. revolving debt, debt consolidation, fast access to funds, and liquidity without selling your crypto—plus risks to consider and how OmniLender helps you manage LTV and volatility.