You’ve decided to take out a crypto-backed loan. You’ve embraced the “borrow, don’t sell” strategy to get liquidity without triggering a tax event. Now, you face the most critical decision of all: where do you deposit your hard-earned crypto collateral? The crypto lending world is divided into two distinct universes: CeFi (Centralized Finance) and DeFi […]
The “Borrow, Don’t Sell” Tax Strategy: A 2026 Guide to Crypto Loans and Capital Gains
For the long-term cryptocurrency investor—the true “HODLer”—a familiar dilemma arises. You’ve held Bitcoin, Ethereum, or another digital asset for years. You’ve watched its value skyrocket, representing a significant portion of your net worth. But now, you need cash. Perhaps it’s for a down payment on a house, a strategic business investment, or simply to cover […]
Why 39% of U.S. Investors Are Buying More Crypto Amid Volatility- What It Means for Crypto-Backed Loans
While traditional investors retreat during market turbulence, a surprising trend has emerged in 2025: nearly 39% of U.S. investors are buying more crypto, according to recent surveys. This counterintuitive move signals growing confidence in digital assets as both a long-term store of value and a financial tool. But the story doesn’t stop at investment. The […]