Understanding Today’s Lending Climate If you’ve considered borrowing money in 2025, you’ve probably noticed how personal loan interest rates have climbed steadily. According to recent financial data, the average personal loan rate sits around 12.25%, though this number varies widely depending on your credit profile and where you borrow from. While that might sound high, […]
What Can You Use a Crypto-Backed Personal Loan For?
Introduction Crypto-backed personal loans are revolutionizing the way people access credit. Unlike traditional personal loans, which often require a lengthy approval process and a strong credit history, crypto-backed personal loans allow you to borrow against your digital assets. Whether you want to fund a home project, consolidate debt, or launch a business, crypto lending platforms […]
Understanding Loan Fees and Charges on a Crypto-Backed Loan
Learn how crypto-backed loan fees work: APR, origination, network/gas, custody, liquidation, late, prepayment, withdrawal, and more. See example cost breakdowns, how LTV affects risk, and tips to minimize total cost with OmniLender.